Privacy Policy

1. Introduction

QAF CAPITAL ("we," "our," or "us") is committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform, which provides a marketplace for Shariah-compliant business and franchise opportunities.

We respect your privacy rights and are committed to handling your personal data in accordance with applicable data protection laws, including the General Data Protection Regulation (GDPR), and in alignment with Islamic principles of trust, transparency, and ethical conduct.

2. Information We Collect

2.1 Information You Provide

We collect information that you provide directly to us, including:

• Account registration information (name, email address, phone number, password)
• Profile information (business details, professional background, preferences)
• Listing information (business descriptions, financial data, documents, images)
• Communication data (messages, inquiries, support requests)
• Payment information (processed securely through third-party payment processors)
• Onboarding information (profile type, business details, documents)

2.2 Automatically Collected Information

When you use our platform, we automatically collect certain information, including:

• Device information (IP address, browser type, operating system)
• Usage data (pages visited, time spent, features used)
• Location data (general geographic location based on IP address)
• Cookies and similar tracking technologies

3. How We Use Your Information

We use the information we collect for the following purposes:

• Service Provision: To provide, maintain, and improve our platform services
• Account Management: To create and manage your account, process transactions, and provide customer support
• Verification: To verify listings for Shariah compliance and authenticity
• Communication: To send you updates, notifications, and respond to your inquiries
• Security: To protect against fraud, unauthorized access, and other security threats
• Analytics: To analyze usage patterns and improve our services
• Legal Compliance: To comply with applicable laws, regulations, and legal processes
• Marketing: To send you promotional communications (with your consent, where required)

4. Information Sharing and Disclosure

We do not sell your personal information. We may share your information in the following circumstances:

• With Other Users: Your profile information and listings may be visible to other registered users as part of the marketplace functionality
• Service Providers: With trusted third-party service providers who assist us in operating our platform (payment processors, hosting services, analytics providers)
• Business Transfers: In connection with a merger, acquisition, or sale of assets
• Legal Requirements: When required by law, court order, or government regulation
• Protection of Rights: To protect our rights, property, or safety, or that of our users
• With Your Consent: When you have explicitly consented to the sharing

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of sensitive data in transit and at rest
• Regular security assessments and updates
• Access controls and authentication mechanisms
• Secure data storage and backup procedures
• Employee training on data protection

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.

6. Your Rights and Choices

Depending on your location, you may have the following rights regarding your personal information:

• Access: Request access to your personal information
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information (subject to legal obligations)
• Portability: Request transfer of your data to another service
• Objection: Object to processing of your personal information
• Restriction: Request restriction of processing
• Withdraw Consent: Withdraw consent where processing is based on consent

To exercise these rights, please contact us at privacy@qafcapital.com.

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience, analyze usage, and assist with marketing efforts. You can control cookies through your browser settings. However, disabling cookies may limit your ability to use certain features of our platform.

8. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will securely delete or anonymize it.

9. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure that appropriate safeguards are in place to protect your information in accordance with this Privacy Policy and applicable data protection laws.

10. Children's Privacy

Our platform is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: