Terms of Service

1. Acceptance of Terms

By accessing or using QAF CAPITAL ("the Platform"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use the Platform.

These Terms constitute a legally binding agreement between you and QAF CAPITAL. We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting. Your continued use of the Platform after modifications constitutes acceptance of the updated Terms.

2. Description of Service

QAF CAPITAL is a marketplace platform that connects buyers, sellers, and investors for Shariah-compliant business and franchise opportunities. Our services include:

• Listing and browsing Shariah-compliant businesses and franchises
• Facilitating communication between users
• Providing verification and compliance screening services
• Offering subscription plans with various features
• Supporting transactions and business connections

We act as an intermediary platform and do not guarantee the success of any transaction or the accuracy of information provided by users.

3. User Accounts and Registration

3.1 Account Creation

To use certain features of the Platform, you must create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your information to keep it accurate
• Maintain the security of your account credentials
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized access

3.2 Eligibility

You must be at least 18 years old and have the legal capacity to enter into binding agreements. By using the Platform, you represent and warrant that you meet these requirements.

4. Shariah Compliance Requirements

As a Shariah-compliant platform, all users must adhere to Islamic business principles:

• Prohibited Activities: No businesses involving interest (riba), gambling (maysir), uncertainty (gharar), or prohibited goods/services (haram)
• Ethical Conduct: All transactions must be conducted with honesty, transparency, and fairness
• Verification: Listings are subject to Shariah compliance verification
• Removal: We reserve the right to remove any listing or user that violates Shariah principles

By using the Platform, you commit to conducting business in accordance with Islamic principles and agree to our verification processes.

5. User Conduct and Prohibited Activities

You agree not to:

• Post false, misleading, or fraudulent information
• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Harass, abuse, or harm other users
• Use the Platform for any illegal or unauthorized purpose
• Interfere with or disrupt the Platform's operation
• Attempt to gain unauthorized access to the Platform
• Collect user information without consent
• Use automated systems to access the Platform without permission
• Post content that is defamatory, obscene, or offensive

6. Listings and Content

6.1 Listing Requirements

When creating a listing, you must:

• Provide accurate and complete information
• Ensure the business is Shariah-compliant
• Comply with all applicable laws and regulations
• Maintain the listing and update information as needed
• Respond to inquiries in a timely and professional manner

6.2 Content Ownership

You retain ownership of content you post, but grant QAF CAPITAL a worldwide, non-exclusive, royalty-free license to use, display, and distribute your content on the Platform.

6.3 Content Removal

We reserve the right to remove any content that violates these Terms, Shariah principles, or applicable laws, without prior notice.

7. Subscriptions and Payments

Certain features of the Platform require a paid subscription:

• Subscription Plans: We offer various subscription plans with different features and pricing
• Payment: Subscriptions are billed in advance on a recurring basis
• Renewal: Subscriptions automatically renew unless cancelled
• Cancellation: You may cancel your subscription at any time
• Refunds: Refund policies are outlined in our Refund Policy
• Price Changes: We reserve the right to modify subscription prices with notice

8. Transactions and Disputes

QAF CAPITAL facilitates connections between users but is not a party to transactions:

• We do not guarantee the accuracy of listings or user information
• We are not responsible for the quality, safety, or legality of transactions
• Users are responsible for conducting due diligence
• Disputes between users should be resolved directly between parties
• We may provide dispute resolution assistance but are not obligated to do so

9. Intellectual Property

The Platform and its content, including but not limited to text, graphics, logos, and software, are the property of QAF CAPITAL or its licensors and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works of the Platform without our express written permission.

10. Disclaimers and Limitation of Liability

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, QAF CAPITAL SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY.

11. Indemnification

You agree to indemnify, defend, and hold harmless QAF CAPITAL and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the Platform, violation of these Terms, or infringement of any rights of another party.

12. Termination

We may suspend or terminate your account and access to the Platform at any time, with or without cause or notice, for any reason, including violation of these Terms.

You may terminate your account at any time by contacting us or using account deletion features. Upon termination, your right to use the Platform will immediately cease.

13. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to conflict of law principles.

Any disputes arising from these Terms or your use of the Platform shall be resolved through binding arbitration in accordance with [Arbitration Rules], except where prohibited by law.

14. General Provisions

• Entire Agreement: These Terms constitute the entire agreement between you and QAF CAPITAL
• Severability: If any provision is found unenforceable, the remaining provisions will remain in effect
• Waiver: Failure to enforce any provision does not constitute a waiver
• Assignment: You may not assign these Terms without our consent
• Notices: Notices may be sent via email or through the Platform

15. Contact Information

If you have questions about these Terms, please contact us: